Home Issues That Shouldn’t Be Deal-Breakers and a Few That Might Be

House Hunting

Finding the right home can sometimes feel like hunting for a needle in a haystack. Unless you’re buying brand-new construction, every home has some drawbacks, whether it’s style or real maintenance issues. If you’re looking for your next home, understanding the difference between minor issues and true deal-breakers can help you evaluate your options and make the best possible choice.

Home Repairs

Manageable Annoyances

Cosmetic – All aesthetic concerns can be fixed – for a cost. The key is to understand the difficulty and level of effort or money involved. A dying lawn can be addressed with new sod. Is the kitchen dated? A new backsplash is relatively inexpensive. With some fresh paint and new lighting fixtures, you can easily brighten a room and make a small space seem more expansive.
Healthy Homes – Many homes have older carpet, drapes, and other elements that can irritate allergies. Home air filtration systems are affordable and very effective in clearing the particulates out of the air. Replacing the attic insulation and cleaning the vents are easy and inexpensive ways to correct these situations.

Rehab Home


Foundation Problems – Foundation cracks and other issues can be expensive or impossible to correct.
Mold – While treatments for mold are available, they normally involve major demolition to open walls and flooring for access. Unless the sellers will correct the mold issue before closing, it’s better to reconsider on this one.
Water Leaks – Signs of water damage or existing leaks could be a reason to search for a different home. Leaks and water issues will most likely bring you to the mold issue above.

Home Repairs

Owning a Twin Cities Condo or Home Is Still More Affordable Than Renting One

retro living room

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, it’s still more affordable to buy a home than rent one.

Here’s why.

ATTOM Data Solutions recently released the 2021 Rental Affordability Report, which states:

Owning a median-priced three-bedroom home is more affordable than renting a three-bedroom property in 572, or 63 percent of the 915 U.S. counties analyzed for the report.

That has happened even though median home prices have increased more than average rents over the past year in 83 percent of those counties and have risen more than wages in almost two-thirds of the nation.”

How is this possible?

The answer: historically low mortgage interest rates. Todd Teta, Chief Product Officer with ATTOM Data Solutions, explains:

“Home-prices are rising faster than rents and wages in a majority of the country. Yet, home ownership is still more affordable, as amazingly low mortgage rates that dropped below 3 percent are helping to keep the cost of rising home prices in check.

In 2020, mortgage rates reached all-time lows 16 times, and so far, they’re continuing to hover in low territory this year. These low rates are a big factor in driving affordability. Teta also notes:

“It’s startling to see that kind of trend. But it shows how both the cost of renting has been relatively high compared to the cost of ownership and how declining interest rates are having a notable impact on the housing market and home ownership. The coming year is totally uncertain, amid so many questions connected to the Coronavirus pandemic and the broader economy. But right now, owning a home still appears to be a financially-sound choice for those who can afford it.”

If you’re considering buying a home this year, let’s connect today to discuss the options that match your budget while affordability is in your favor.

RE/MAX Results
Shannon Lindstrom, Realtor
Direct: 612-616-9714

Buying a Home in Minneapolis- Saint Paul with an Easement

Buying a Home with an Easement

If the home you’ve fallen in love that has an easement, you may be wondering how this affects you. An easement gives a person or entity the right to use part of your land, but only for a very specific reason. For example, a utility company may have an easement on your property to maintain an electric pole. Another example is an easement which allows your neighbor to drive through a portion of your land to access their garage.

Easements will be disclosed as part of the sales process and if you’ve discovered that your new purchase is subject to an easement, it’s important to learn the different types and their effect on your use of your land.

Types of Easements

Appurtenant vs. Gross – An appurtenant easement benefits the property, by allowing access through another’s land, such as the neighbor’s garage example above. A gross easement benefits an individual or entity, such as the utility company example above.
Private vs. Public – A private easement allows a specific person to access your property while a public easement allows any member of the public to use your land.
Affirmative vs. Negative – Most easements are affirmative (which is to say they allow something to happen) but some are negative easements, such as preventing a neighbor from building a second story that blocks a view.

Townhouse with Shared Driveway

Easements are not permanent and can be challenged if the need no longer exists. If your property is subject to an easement. It’s important to understand how it will impact your property before completing the purchase.

RE/MAX Results
Shannon Lindstrom, Realtor®, AHWD, GREEN, NCS
7373 Kirkwood Court North, Ste. 300
Maple Grove, MN 55369
Direct: 612-616-9714

What to Consider Before Buying a House

Shannon Lindstrom Realtor

Buying a house in Minneapolis, St. Paul or the surrounding area is a big decision and requires some serious commitment from your end. Given that it’s probably the biggest investment you’ll make in your life, you don’t want to go wrong with it. Here’s a guide on what you should consider before buying a house.


It goes without saying that budget is the most important factor to consider when buying a house. You need to evaluate your financial situation and see if you can afford a house within your budget after taking into consideration your monthly income and amount of debt. 

Down Payment Budget

Home loan

Once you’ve assessed your financial situation and decided on your budget, you need to check home loan options to be able to finance the purchase of your house. Home loans can come with a fixed interest rate or variable interest rate for different durations, so you need to check on the best one for you. It would help if you also decided based on the down payment you will be required to make for the house.    

Mortgage Application


You need to choose a house that’s located conveniently from your workplace, hospitals, and other areas to avoid spending time and money on travel. You also want to check how well connected this location is to other areas via transport facilities to enable easy commute.

Age of property

The property’s age can impact the maintenance it’ll require, so decide on whether you want to buy an old property or one that’s newly been constructed. Each has its own pros and cons with a different charm, so make sure you’re clear about what you want.

Old Home


Features of the house need to be carefully assessed before you buy it. Make sure you’re happy with its size and number of bedrooms/bathrooms. Evaluate the layout, space, and style of the house so that you can truly feel at home in a place you love. You’ll also want to check for any signs of damage, roof condition, and risk of flooding.


You must ensure that the seller’s title is clear and that there are no dues pending on the house before you buy it. All legal requirements must be met before you decide to buy the house, and getting the help of a real estate attorney will ensure this.  

If you’re looking to buy or sell a condo, a townhome, a single-family home, or a multi-family residence in Minneapolis, St Paul or the suburbs, please feel free to call, text or email RE/MAX Results – Shannon Lindstrom, Realtor @ 612-616-9714 or visit www.ShannonLindstromRealtor.com today.

Minneapolis St Paul MN Homes

Eleven Steps to Buying a Home in the Twin Cities

Twin Cities Home

So you want to buy a house? Congratulations! As first-time homebuyers, the process can be daunting, so we’re here to break it down for you in 11 simple suggestive steps. Tack this to the fridge or keep it in your wallet.

1. Locate and meet with an agent. Specifically, a local Minneapolis- St Paul real estate agent will be able to answer your questions and explain the home-buying process. Education is important.

2. Meet with a mortgage lender/loan officer. Obtaining mortgage preapproval will enable you to better understand the parameters of your home search. You may want to ask your loan officer question pertaining to the mortgage process.

3. Make a wants/needs list. How many rooms do you need? Are you looking for a single-family home or a condo? Maximum number of bedrooms and bathrooms? What are your locations of interest?

4. Begin the home search. Contact your buyer agent to set-up property showings. Visit properties that meet your criteria. Take notes and/or photos so you can discuss it in detail again later.

5. Submit a purchase agreement. Think you found the one? Work with your agent to submit an offer. Your buyer agent has access to the latest technology pertaining to estimate property values, etc.…

6. Receive an agreement/acceptance of your offer. Go to dinner and celebrate!

7. Get a private home inspection. Important note: A private home inspection is not requirement, but electing for a private home inspection contingency may be a wise decision.

8. Property appraisal and title ordered. Specifically, your mortgage lender will take care of this step.

9. Start packing. Contact the local utility companies. 

10. Take a final walk-thru of the property prior to closing. If you have any last-minute questions, now is the time to ask.

Twin Cities Home buying process

RE/MAX Results
Shannon Lindstrom, Realtor®, AHWD, GREEN, NCS
Direct: 612-616-9714